spain-insurance.com provides travel insurance information and an online platform intended to help visitors compare, understand, and access travel insurance options for Spain and other destinations. By accessing or using this website, you agree to use it only for lawful purposes and in line with these Terms of Use. If you do not agree, please discontinue use. We may adjust these terms from time to time to reflect changes in our services, products, technology, or applicable rules in Spain and the European Union, and the version displayed on the site will apply from the time it is published.
The information on spain-insurance.com is provided for general informational purposes and does not constitute legal advice, immigration advice, medical advice, or insurance advice. Travel insurance suitability depends on individual circumstances, including residency, trip length, age, pre-existing medical conditions, planned activities, and destination-specific requirements. Any examples, summaries, or explanations of cover are simplified descriptions and may not reflect every exclusion, condition, waiting period, limit, or definition that appears in a policy. Before purchasing any policy, you should read the full policy wording, including the Insurance Product Information Document (where applicable), and confirm that the cover matches your needs. If you need advice, you should consult a qualified professional or licensed insurance intermediary, as appropriate.
Travel entry and insurance requirements can change quickly and may differ by nationality, residency status, visa type, and point of entry. For 2026 travel planning, users should be particularly aware that Schengen-area rules, consular practices, and airline/entry enforcement can evolve with limited notice, and requirements may be interpreted differently by different authorities. spain-insurance.com may publish content about topics such as Schengen visa insurance minimums, medical coverage expectations, repatriation standards, and documentation commonly requested during visa applications or at borders. While we work to keep this information accurate and current, we cannot guarantee that every page will reflect the latest rule at the exact moment you read it. You must verify critical requirements with official sources, including the relevant Spanish consulate, the Ministerio de Asuntos Exteriores, Unión Europea y Cooperación, the Spanish Ministry of the Interior, the European Union’s official channels, and your airline or carrier. If any content on this site conflicts with official guidance or the insurer’s policy documentation, the official guidance and the policy documentation prevail.
All content on spain-insurance.com, including text, design, logos, graphics, and the selection and arrangement of information, is protected by intellectual property laws and belongs to us or is used under license. You may view, download, and print pages for personal, non-commercial use related to planning travel or evaluating insurance. You may not copy, reproduce, modify, distribute, publish, display, perform, create derivative works from, scrape, or commercially exploit site content without prior written permission, except where permitted by mandatory law. You also agree not to misuse the site by attempting unauthorized access, introducing malware, interfering with site operation, harvesting personal data, using automated tools that degrade performance, or using the site to generate misleading or fraudulent applications or claims. We may offer tools such as quote journeys, comparison features, calculators, FAQs, and eligibility prompts; these are provided to support user decision-making but do not replace the insurer’s underwriting rules or the final policy terms.
spain-insurance.com may introduce new insurance products, add-ons, or partner offerings in 2026 and beyond, including options tailored to long-stay travelers, digital nomads, student mobility, cruise itineraries, adventure sports, or multi-trip travel. Any such product will be governed by its own separate policy terms, eligibility criteria, exclusions, and claims process, and may be underwritten or administered by third-party insurers or assistance providers. Product availability may vary by country of residence, age, trip duration, and other underwriting factors, and we do not guarantee that a particular product will be available to every user. Where the site enables a purchase, the contract of insurance is formed between you and the insurer, not with spain-insurance.com, unless explicitly stated otherwise.
To the maximum extent permitted by applicable Spanish and EU law, spain-insurance.com is not liable for losses or damages arising from your use of, or inability to use, the website, reliance on site content, delays or interruptions, or errors and omissions. This includes indirect or consequential losses, loss of profits, loss of business opportunity, or loss of data. Nothing in these terms limits liability where it cannot be limited under law, including liability for fraud or for death or personal injury caused by negligence where such limitation is prohibited. You remain responsible for verifying travel requirements, confirming policy suitability, disclosing information accurately during purchase, and following the insurer’s claims procedures. The website may contain links to third-party sites, such as official government pages, consular resources, insurers, assistance providers, or travel services. Third-party links are provided for convenience; we do not control these sites and do not endorse or accept responsibility for their content, availability, security, or privacy practices.
Our editorial approach is designed to keep travel and insurance information accurate, balanced, and useful. We maintain internal content review processes that prioritize primary sources (official government and EU publications, insurer policy documents, and formal product disclosures), date-checking for time-sensitive topics, and plain-English explanations that distinguish between general guidance and policy-specific terms. We monitor regulatory and market developments relevant to Spain and the Schengen area, including changes affecting visa insurance evidence, documentation expectations, and common policy features. We may update pages without notice to reflect changes in regulations, insurer terms, or platform functionality, and we encourage users to revisit key pages close to departure and before submitting visa applications. These Terms of Use are governed by Spanish law and, where applicable, EU law. Any disputes arising from the use of spain-insurance.com will be subject to the jurisdiction of the competent courts in Spain, unless mandatory consumer protection rules require otherwise. If a dispute arises, we encourage users to contact us first so we can attempt to resolve the issue promptly and fairly.